:root{--navy:#0A2540;--navy2:#123A63;--ice:#EAF6FE;--glacier:#2EA8F0;--sky:#53C1FF;--sun:#FF6A2C;--sun2:#F05212;--ink:#0B1626;--muted:#5B6B80;--line:#E3EAF2;--display:"Bricolage Grotesque",Inter,system-ui,sans-serif}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:Inter,system-ui,sans-serif;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%;height:auto}
a{color:inherit}
.wrap{width:min(1100px,100% - 32px);margin-inline:auto}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.9);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px}
.logo{display:flex;align-items:center;font-family:var(--display);font-weight:800;font-size:25px;color:var(--navy);text-decoration:none}
.logo svg{width:23px;height:23px;margin:0 1px 1px}
.nav nav{display:flex;gap:26px;font-weight:600;font-size:15px;color:var(--navy2)}
.nav nav a{text-decoration:none;opacity:.8}.nav nav a:hover{opacity:1}
@media(max-width:760px){.nav nav{display:none}}
.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--sun);color:#fff;font-weight:700;font-size:16px;padding:15px 26px;border-radius:999px;text-decoration:none;box-shadow:0 14px 30px -12px rgba(240,82,18,.7);transition:background .2s,transform .15s}
.btn:hover{background:var(--sun2);transform:translateY(-2px)}
.btn.sm{padding:10px 18px;font-size:14.5px}
.crumbs{font-size:13.5px;color:var(--muted);padding:22px 0 0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs a{text-decoration:none}.crumbs a:hover{color:var(--navy)}
article{max-width:740px;padding:18px 0 40px}
article.plain{max-width:none}
h1{font-family:var(--display);font-weight:800;letter-spacing:-.02em;line-height:1.05;color:var(--navy);font-size:clamp(34px,5vw,54px);margin:10px 0 16px}
.lead{font-size:clamp(17px,1.6vw,20px);line-height:1.55;color:var(--muted)}
.meta{font-size:13.5px;color:var(--muted);margin-top:14px}
article .hero{border-radius:22px;margin:26px 0 8px;width:100%;max-height:460px;object-fit:cover}
article h2{font-family:var(--display);font-weight:800;color:var(--navy);font-size:clamp(24px,2.6vw,32px);letter-spacing:-.015em;line-height:1.15;margin:40px 0 12px}
article h3{font-size:18px;color:var(--navy);margin:24px 0 6px}
article p,article li{font-size:17px;line-height:1.7;color:#2b3a4d}
article p{margin:0 0 14px}
article ul,article ol{padding-left:22px;margin:0 0 16px;display:grid;gap:8px}
article a:not(.btn){color:#0a6fb8;font-weight:600;text-decoration-thickness:1.5px;text-underline-offset:3px}
article .small{font-size:14px;color:var(--muted);margin-top:30px}
.note{background:#FFF1EA;border:1px solid #FFD3BD;border-radius:16px;padding:16px 18px;font-size:16px;line-height:1.6;color:#6b2a0c;margin:20px 0}
.tbl{overflow-x:auto;margin:10px 0 20px;border-radius:16px;box-shadow:inset 0 0 0 1.5px var(--line)}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:15px}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top;line-height:1.5}
thead th{background:var(--ice);color:var(--navy)}
tbody td:first-child{font-weight:700;color:var(--navy)}
tr:last-child td{border-bottom:0}
ul.checks{list-style:none;padding:20px;background:var(--ice);border-radius:18px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}
.card{display:block;text-decoration:none;border-radius:20px;overflow:hidden;box-shadow:inset 0 0 0 1.5px var(--line);transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-3px);box-shadow:inset 0 0 0 1.5px var(--sky)}
.card img{aspect-ratio:4/3;width:100%;object-fit:cover}
.card b{display:block;font-family:var(--display);font-size:20px;line-height:1.2;color:var(--navy);padding:16px 18px 6px}
.card span{display:block;font-size:14.5px;line-height:1.5;color:var(--muted);padding:0 18px 18px}
@media(max-width:860px){.cards{grid-template-columns:1fr}}
.cta{display:grid;grid-template-columns:150px 1fr;gap:22px;align-items:center;background:var(--ice);border-radius:24px;padding:22px;max-width:740px;margin:10px 0 50px}
.cta img{border-radius:16px;aspect-ratio:1;object-fit:cover;width:100%}
.cta b{font-family:var(--display);font-size:24px;color:var(--navy)}
.cta p{font-size:15.5px;line-height:1.55;color:var(--muted);margin:6px 0 14px}
@media(max-width:560px){.cta{grid-template-columns:1fr}.cta img{aspect-ratio:16/9}}
.rel{padding:0 0 70px}
.rel h2{font-family:var(--display);color:var(--navy);font-size:26px;margin-bottom:16px}
.rel div{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.rel a{display:block;text-decoration:none;padding:20px;border-radius:18px;box-shadow:inset 0 0 0 1.5px var(--line)}
.rel a:hover{box-shadow:inset 0 0 0 1.5px var(--sky)}
.rel b{display:block;color:var(--navy);font-size:16.5px;line-height:1.3;margin-bottom:6px}
.rel span{font-size:14px;color:var(--muted);line-height:1.5}
@media(max-width:860px){.rel div{grid-template-columns:1fr}}
footer{background:#06182c;color:#8ea6c3;padding:54px 0 40px;font-size:14px}
.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:36px}
footer .logo{color:#fff;margin-bottom:12px}
footer p{line-height:1.6;max-width:300px}
footer h5{color:#fff;font-size:14px;margin-bottom:12px}
footer ul{list-style:none}
footer li{margin-bottom:8px}
footer a{text-decoration:none}footer a:hover{color:#fff}
.legal{border-top:1px solid rgba(255,255,255,.08);margin-top:36px;padding-top:22px;font-size:12.5px;line-height:1.6}
@media(max-width:760px){.fcols{grid-template-columns:1fr 1fr}.fcols>div:first-child{grid-column:1/-1}}